Real Estate

125% Loan
Understanding the 125% Loan: A heartfelt dive into leveraged mortgages.
2/28 Adjustable-Rate Mortgage (ARM)
A 2/28 ARM offers a fixed interest rate for two years, then adjusts semiannually for 28 years, leading to potential interest rate hikes.
80-10-10 Mortgage
Understanding the 80-10-10 mortgage, its structure, benefits, and comparisons to traditional mortgages.
Assessed Value
Understanding the dollar value assigned to a property for tax purposes, with humor!
Bridge Loan
A short-term solution for when you need a little extra cash before others come through.
Bundle of Rights
The legal privileges afforded to a real estate buyer with title transfer
Buyer's Market
An environment in which buyers hold the negotiating power over sellers, typically due to an abundance of supply or decrease in demand.
Capitalization Rate (Cap Rate)
A measure used in commercial real estate to indicate the rate of return expected on an investment.
Combined Loan-to-Value (CLTV) Ratio
An insightful look at the CLTV ratio – your key to understanding property and loan relationships with a dash of humor!
Deed
A deed is a signed legal document that transfers ownership of an asset to a new owner.
Escrow Agent
An Escrow Agent is a trusted third party that holds assets or funds during a transaction until all contractual conditions are met.
Estoppel
Estoppel is a legal principle that prevents someone from arguing something or asserting a right that contradicts what they previously said or agreed to.
Evergreen Contract
An evergreen contract automatically renews on or after the expiry date, rolling over indefinitely until terminated by one of the parties.
Flip
Understanding the dramatic directional change in investment positioning.

Jokes And Stocks

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