Gross Interest is the annual rate of interest on an investment before taxes or deductions.
An in-depth exploration of growth investing with a sprinkle of humor!
A humorous look into high ratio loans where LTV takes center stage, but maybe not the spotlight!
A tool for individuals to replicate corporate leverage
Understanding the percentage of income spent on housing expenses and how it affects mortgage approval.
Understanding Installment Debt: The Regular Payments of Life
Understanding the IRS Joint Return Test for Dependents
Understanding the concept of judgment proof when it comes to paying court judgments.
Understanding Ledger Balance in Banking: The Financial Starting Line
A credit vehicle where a sum of money is lent to another party for future repayment with interest.
Understanding the tax status of Married Filing Separately (MFS) and its implications.
An Overview of Micro-Investing: Small Steps to Grow Big Investments!
A humorous take on determining life insurance coverage based on personal budgeting needs.
The trailing star of financial statements, Net Income helps investors figure out if a company is more profitable than a cat in a laser pointer factory.
Net of tax is the amount left after adjusting for the effects of taxes. It's essential for financial analysis involving investments and expense management.
The Nominal Rate of Return: Understanding Your Investment Growth Without Taxes, Fees, or Inflation
Exploring the ins and outs of employer-directed retirement funds that keep your future bright... and potentially luxurious!
Open-End Credit: The Infinite Loop of Borrowing (with a Twist!)
A safety net for when your checking account takes an unintended journey into the negative!
A certification enabling CPAs to specialize in personal financial planning and wealth management.
Learn about prepaid debit cards, their uses, fees, and how they compare to traditional debit cards.
Understanding the key components of your mortgage payment: Principal, Interest, Taxes, and Insurance (PITI).
