Interest Rate

3-2-1 Buydown Mortgage
A temporary reduction in mortgage interest rates that provides initial financial relief.
Adjustable-Rate Mortgage (ARM)
An adjustable-rate mortgage is a home loan that features an interest rate variable over time based on market conditions.
Cost of Debt
The effective interest rate a company pays on its borrowings, personified as both a financial obligation and a comedy act.
Discount Rate
Understanding the Interest Rates That Keep Banks Afloat and Investments Viable
Federal Funds Rate
The Federal Funds Rate is the target interest rate range set by the FOMC for overnight lending among banks.
Hong Kong Interbank Offered Rate (HIBOR)
An overview of the Hong Kong Interbank Offered Rate, its significance, and humor surrounding the financial world.
Interest Rate Risk
Understanding the high-stakes game of interest rate fluctuations and their effects on fixed-income investments.
Interest Rate Swap
An Interest Rate Swap is a delightful dance where two parties exchange interest payment streams to manage their exposure to fluctuating interest rates.
Interest-Only Mortgage
The interest-only mortgage explains how to keep payments low while avoiding equity buildup – with a side of risk!
LIBOR Curve
The graphical representation of the interest rate term structure of various maturities of the London Interbank Offered Rate (LIBOR).
Loan Lock
A Loan Lock is a financial agreement that locks in an interest rate for a guaranteed period, protecting borrowers from interest rate fluctuations.
Mortgage Rate
The percentage of interest charged for a home loan, affected by economic conditions and individual financial profiles.
Operating Target
An operating target is a monetary policy tool utilized by central banks to guide economic performance.
Overnight Rate
The interest rate at which depository institutions lend or borrow funds from each other overnight.
Prime Interest Rate
Definition and explanation of the Prime Interest Rate and its implications in the lending world.
Reinvestment Rate
The percentage of interest earned from reinvesting the returns of a fixed-income investment.
Unstated Interest Paid
Understanding the mysterious world of Unstated Interest Paid - because the IRS really loves to classify your payments!
Usury
Usury is the act of lending money at an unreasonably high interest rate.

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