Financial Stability

Basel I
The foundational set of international banking regulations aimed at mitigating financial risk.
Bond Ratings
Understanding bond ratings: A ticket to investment safety or a leap into the unknown?
Capital Adequacy Ratio (CAR)
An essential measure for banks to assess their capacity to absorb losses, ensuring financial stability.
Common Equity Tier 1 (CET1)
CET1 - The Sticky Sweet Part of a Bank's Capital that Helps it Survive Financial Playgrounds.
Debt Ratio
The debt ratio is the financial albatross hanging off a company's neck, weighing down its sails: total debt versus total assets.
Facultative Reinsurance
Facultative reinsurance is a type of reinsurance that covers individual risks owned by a primary insurer, offering more focused and specific coverage compared to treaty reinsurance.
Federal Deposit Insurance Corporation (FDIC)
The FDIC is an independent agency that insures deposits in U.S. banks and thrifts, maintaining consumer trust in banking.
Key Currency
A stable currency that serves as a foundation for exchange rates in international transactions.
PIIGS
Understanding the derisive acronym for Portugal, Italy, Ireland, Greece, and Spain, and its economic implications.
Recurring Revenue
Recurring revenue is the reliable income portion of a company's revenue that is expected to continue in the future, akin to having a subscription to good fortune!
Tier 1 Capital
Core capital used to measure a bank's financial strength and reserve stability.
Tier 1 Capital Ratio
The ratio of a bank's core equity capital to its total risk-weighted assets, serving as a measure of financial stability.
Zero-Gap Condition
A zero-gap condition describes a perfect balance in interest-rate-sensitive assets and liabilities within a financial institution, ensuring stability against interest rate changes.

Jokes And Stocks

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