Understanding the 12b-1 Fee: The Cost of Your Fancy Fund’s Marketing!
A 12b-1 Fund is a type of mutual fund that charges a fee for distribution and marketing costs.
Understanding the costs of hiring a broker – every penny counts, or they may just be counting the pennies!
A fun exploration of the expense ratio in mutual funds and ETFs, highlighting its importance, calculations, and a touch of humor!
Foregone Earnings: The Lost Opportunity and Your Wallet's Sad Story
Who is responsible for implementing a fund’s investing strategy and trading activities.
An HOA is an organization that makes and enforces rules for a community of homeowners, turning 'Home Sweet Home' into 'Home Sweet No's'.
Understanding the charges racked up when you miss a payment deadline.
A Licensing Fee is the currency for creativity, legality, and patience.
A nonrefundable charge for processing and underwriting a loan application.
A charge levied by an investment manager for managing a fund's expenses and administration costs.
An upfront fee charged by a lender to process a new loan application.
Understanding Nominal in Finance: A Combination of Smallness and Inflation Adjustments
Understanding Non-Interest Income in Banking and Financial Institutions
Understanding Non-Sufficient Funds (NSF) in Banking
Off-chain transactions are transactions occurring outside of the blockchain, often leading to zero or low costs.
An insightful and humorous explanation of origination in the mortgage world and its distinction from discount points.
Understanding Over-Limit Fees and How They Affect Your Wallet
A safety net for when your checking account takes an unintended journey into the negative!
Understanding the costs involved in electronic payment processing.
Understanding kickbacks in the financial industry and their implications.
