A periodic report that categorizes a company's accounts receivable according to the length of time an invoice has been outstanding, highlighting the financial health of a company's customers.
A deeper look into AIRB - the financial framework that puts risk measurement in the hands of the bank!
Allowance for Credit Losses is an estimate that accounts for expected losses on a company's credit exposure.
A financial metric predicting the likelihood of bankruptcy for manufacturing companies.
Understanding the nuances of bad debt, its implications, and humorously navigating the world of uncollectible receivables.
Understanding the letter and numerical grades assigned to banks and thrift institutions.
The likelihood that one party in a transaction will default on its contractual obligations, turning an expected trade into an unexpected trip to the courtroom.
Understanding EAD as a financial term regarding loan exposures and defaults
Financial risk is the possibility of losing money on an investment or venture.
Forfaiting is a financial technique that enables exporters to convert their long-term receivables into immediate cash, free of default risk.
A credit risk model that measures the probability of borrower default with a humorous twist!
Understanding Loan Grading: The Classy Way to Assess Borrower Credibility
A mathematical formula for evaluating corporate credit risk.
A nonperforming loan (NPL) is a loan that is in default because the borrower has not made scheduled payments for a specified period.
An overview of Provision for Credit Losses (PCL) and how it estimates potential credit-related losses.
Understanding the TED Spread: Measuring Economic Sentiment One Basis Point at a Time
Understanding the Average Length of Time for Principal on Loans and Mortgages
