An adhesion contract is an agreement with non-negotiable terms prepared by one party for the other, making it a 'take it or leave it' deal.
Understanding the morally suspect sales tactic of Bait and Switch
A debt collector is a superhero in disguise, battling delinquent accounts one call at a time (with a slightly less glamorous cape).
A federal law that safeguards consumers when they transmit funds electronically.
A federal law ensuring fair lending practices and protecting applicants from discrimination.
Understanding the Fair Credit Billing Act and its importance for consumer protection.
Understanding the Fair Credit Reporting Act and its impact on consumer credit information.
Understanding the FDCPA and its Impact on Debt Collection
An overview of the Federal Trade Commission and its role in protecting consumers and promoting fair competition.
Understanding Hire Purchase Agreements: The Buy-Now, Pay-Later Plan!
Understanding Regulation Z and its Impact on Consumer Credit
A fee collected for services related to the primary product or service being purchased.
Understanding the Truth in Lending Act (TILA) and its role in protecting consumers.
Explore the concept of UDAAP, its regulations, and its impact on consumers in the financial services industry.
An overview of the UCCC to protect consumers in credit transactions.
A warranty is a promise made by a manufacturer regarding the condition of their product and the terms for repairs or exchanges.
