1--- 2title: "Underwater Mortgage" 3description: "Understanding Underwater Mortgages: When Your Home Value Takes a Dive" 4categories: 5 - finance 6 - mortgages 7tags: 8 - mortgage 9 - underwater 10 - home loan 11 - property value 12 - equity 13--- 14 15## Definition 16An **underwater mortgage** is a situation where the outstanding balance of a homeowner's mortgage is greater than the current market value of the property. Simply put, it’s when your home is worth less than what you owe—like hosting a fancy dinner party only to find out you burned the roast!
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