A common financial guideline to assess debt management for aspiring homeowners.
A periodic summary of account activity with insights and humor.
A flexible life insurance policy allowing changes to premium payments, death benefits, and cash value.
Your key to deciphering tax mystery and acronyms galore!
An amortized loan is a type of loan where payments are systematically applied to both the principal and interest.
Annualized income is the estimated income generated over a year based on data from less than one full year.
Understanding the essential expenditures that cannot be eliminated
Explore the ins and outs of cash back in financial transactions.
A checking account is a bank account designed for everyday transactions, allowing deposits and withdrawals, but often with limited interest.
A comprehensive guide to checks and their function in financial transactions.
A credit card is a flexible financial tool that allows you to borrow money for purchases, with a promise to pay it back later — sometimes with a bit of interest!
The total amount of money currently owed by a cardholder to their credit card company.
A strategy to manage and simplify your debts by combining multiple debts into one.
The Debt-to-Income (DTI) ratio measures how much of your monthly income goes toward paying debts, helping determine whether you qualify for a loan.
A deduction is an expense that can be subtracted from a taxpayer's gross income in order to reduce the amount of income that is subject to taxation.
A Dependent is someone who relies on another person for financial support, often qualifying for tax benefits.
A Lifeline When Life Throws You a Curveball
An exploration of discretionary income, the fun money that fuels the economy!
Learn all about disposable income and why it matters!
The Employee's Smart Salary Move into Retirement Savings
A detailed look at the necessity and management of financial emergency funds, including usage, benefits, and tips.
A borrower-friendly payment plan that spells 'commitment.'
An exemption reduces the amount of income subject to income tax and allows taxpayers to shield a portion of their income from taxation.
