Understanding Negative Amortization in Finance
A mortgage that allows borrowers to secure funding without verifying their income, relying instead on a simple declaration of repayment ability.
A non-conforming mortgage does not meet GSE guidelines, inhibiting its sale to Fannie Mae or Freddie Mac.
An offset mortgage is a unique type of home loan that reduces interest payments by offsetting mortgage balances with deposit accounts.
A flexible mortgage option that allows borrowers different payment choices, with potential risks.
An insightful and humorous explanation of origination in the mortgage world and its distinction from discount points.
Definition and Overview of Purchase-Money Mortgages
A comprehensive look at rate-and-term refinancing in the mortgage world.
A humorous and informative take on Variable Rate Mortgages.
Understand the clever concept of vendor take-back mortgages, where sellers turn lenders and share the property love!
A wet loan is a mortgage in which the funds are disbursed at the time of or shortly after submitting the loan application.
Learn about wrap-around loans, a unique form of owner financing, their workings, and potential risks.
Understanding Zero-Coupon Mortgages and their Financial Implications
