Banking

Basel Accords
A series of banking regulatory agreements aimed at strengthening bank capital requirements and risk management.
Borrowing Base
A financial term that defines the maximum amount a lender is willing to lend based on collateral value.
Bounced Check
A bounced check refers to a check that cannot be processed due to insufficient funds in the account holder's bank.
Branch Manager
A branch manager is the executive hero of a bank or financial institution's location, juggling customer relations and sales goals like a pro.
Bullet Repayment
A bullet repayment is a single lump sum payment of the entire outstanding loan amount, usually at maturity, akin to a balloon that inflates until it pops!
Canceled Check
A witty exploration of what makes a canceled check more than just a piece of paper!
Capital Adequacy Ratio (CAR)
An essential measure for banks to assess their capacity to absorb losses, ensuring financial stability.
Certificate of Deposit (CD)
A Certificate of Deposit (CD) is a secure way to save money by locking it in for a specific term to earn higher interest.
Checking Account
A checking account is a bank account designed for everyday transactions, allowing deposits and withdrawals, but often with limited interest.
Checks
A comprehensive guide to checks and their function in financial transactions.
Common Equity Tier 1 (CET1)
CET1 - The Sticky Sweet Part of a Bank's Capital that Helps it Survive Financial Playgrounds.
Correspondent Bank
A Correspondent Bank acts as a financial intermediary for a bank in another country to facilitate transactions and services.
Credit Card
A credit card is a flexible financial tool that allows you to borrow money for purchases, with a promise to pay it back later β€” sometimes with a bit of interest!
Credit Union
A cooperative financial institution providing member-focused banking services.
Demand Deposit Account (DDA)
A bank account allowing deposits to be withdrawn at any time, typically associated with checking and savings accounts.

Jokes And Stocks

Your Ultimate Hub for Financial Fun and Wisdom πŸ’ΈπŸ“ˆ